Self-insurance pools and trusts are alternative risk-transfer vehicles organized primarily to meet the need of members to mitigate the costs of risk. These members are bound together by similar risk profiles and an interest in reducing claim frequency and aggressively mitigating those losses that do occur. The results of rated self-insurance pools bear out the effectiveness of the stringent entrance requirements for members, focused loss-mitigation activities, and ownership interest in both loss exposure and operational expenses.

Rated self-insurance pools and trusts have, in general, outperformed domestic captive insurance companies and the commercial casualty insurance index. These pools and trusts have met the stringent requirements necessary to obtain an A.M. Best rating.

A.M. Best

• Is your company paying too much for its workers' compensation program?


• Are you looking for a long term, stable and competitive solution to satisfy your workers' compensation requirements?


• Do you want more control over how your employees are treated after a compensable workers' compensation injury?


• Intrigued by the thought of a workers' compensation program that actually achieves its intended goals - assisting your company to prevent industrial injuries and providing top notch medical care to those employees who do suffer an injury?


• Tired of having to deal with the hassles associated with changing your insurance carrier, and the related negative financial consequences?

Whether forming a new SIG for your industry, or becoming a member of an existing SIG, Strategic Workers’ Compensation Solutions has the knowledge and resources to meet your needs. Please contact us today!